Term finance

HSBC Amanah can help you with financing for growth, consolidation, international and domestic market expansion, acquisitions and any other financing so that you can now thrive financially with the peace of mind that you are not in contravention of Shariah guidelines.

The above financing can be based on the concept of tawarruq or Bai al Ina whereby an asset is sold to the customer on deferred payment basis. Depending on your requirements and capability, the payment for the asset can be structured as a bullet payment or through instalments. This allows you to meet your requirements for longer term financing.

The above financing can also be done on ijara basis.Under the ijara contract, HSBC Amanah will own the asset requiring finance and lease it to you in exchange for rentals. Once you have completely paid off the cost price of the asset over the lease term, the title of the asset will be transferred to you. This arrangement is particularly useful for structuring a floating rate financing facility.

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What’s next?

HSBC Amanah trade services are available in the following markets:


Shariah Supervision

Independent Shariah scholars ensure that our services meet Islamic legal guidelines.

About HSBC Amanah

HSBC Amanah is the global Islamic financial services division of the HSBC Group. Established in 1998, with more than 300 professionals serving the Middle East, Asia-Pacific, Europe and the Americas, HSBC Amanah represents the largest Islamic financial services team of any international bank.
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Careers at HSBC Amanah

As one of the newest business areas in HSBC Group, HSBC Amanah presents a unique work environment.
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Glossary and FAQ

View definitions of the most commonly used terms in Islamic banking in our glossary.

View the most frequently asked questions about HSBC Amanah and about Islamic banking in our FAQ section.

Contact us

For questions about products please contact your local HSBC Amanah office.

For general information or queries that cannot be directed to a specific regional office, please e-mail us at hsbcamanah@hsbc.com.