Asset financing
We can finance a wide range of equipment types, including transportation and construction equipment, printing presses, materials handling equipment, machine tools, textile equipment, manufacturing and processing plant, telecommunication systems, computer packages, medical equipment and many others.
The financing for the assets can be done on a murabaha or ijara basis. Under the murabaha arrangement, HSBC Amanah will purchase the asset and sell it to you on a deferred payment basis. The price once fixed at the time of sale cannot change throughout the contract. We may also keep a mortgage on the asset as security for your payment obligations. Under the ijara contract, HSBC Amanah will own the asset requiring finance and lease it to you in exchange for rentals. Once you have completely paid off the cost price of the asset over the lease term, the title of the asset will be transferred to you. This arrangement is particularly useful for structuring a floating rate financing facility.
What's next?
Please contact a local Amanah representative in your country to find out if HSBC Amanah offer Asset finance services where you are.
Shariah supervision
Independent Shariah scholars ensure that our services meet Islamic legal guidelines.
About HSBC Amanah
HSBC Amanah is the global Islamic financial services division of the HSBC Group. Established in 1998, with more than 300 professionals serving the Middle East, Asia-Pacific, Europe and the Americas, HSBC Amanah represents the largest Islamic financial services team of any international bank.
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Careers at HSBC Amanah
As one of the newest business areas in HSBC Group, HSBC Amanah presents a unique work environment.
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Glossary and FAQ
View definitions of the most commonly used terms in Islamic banking in our glossary.
View the most frequently asked questions about HSBC Amanah and about Islamic banking in our FAQ section.
Contact us
For questions about products please contact your local HSBC Amanah office.
For general information or queries that cannot be directed to a specific regional office, please e-mail us at hsbcamanah@hsbc.com.
